Key Policy Terms and Conditions
Policy exclusions

Unfortunately there are certain categories of individual and vehicle for whom we are unable to provide cover. These are:

A learner driver:

  • Who has any fault motor accident claims against them, excluding windscreen claims
  • Whose main income is derived from professional sports or the music industry
  • That has any motor or non-motor convictions, or any motor and non-motor convictions pending, including fixed penalty notices. You may disregard any spent convictions
  • Who does not hold a current full UK provisional driving licence
  • Who hasn’t been a UK resident for a minimum of 2 years
  • Who is a resident in excluded post codes
  • Who doesn’t own the car they insuring and learning to drive in

Vehicles

  • In insurance group 24 or above
  • With a new or current value in excess of £10,000
  • Which is left hand drive
  • That have been modified and not built to UK specifications
  • That has more than 7 seats
  • Not registered in the name of the learner driver
  • Which are garaged or registered in excluded post codes
  • Vehicles Over 7 years old at the time of application

A person supervising the driver:

  • Who is under 30 years of age
  • Who does not hold a current full UK/EU/EEA driving licence
  • Who has not held a full UK/EU/EEA driving licence for more than 3 years
  • Who hasn’t been a UK resident for a minimum of 2 years



I have no knowledge of any fault accidents (a fault accident or claim is one which would have resulted in an insurer making a payment and/or loss of no claims bonus) or claims I am liable for, I have no motor convictions or motor convictions pending and I am the registered owner of the vehicle I am insuring and learning to drive in under this policy.

Key facts about the Covered Owner Learner Driver insurance policy

 

Policy Wording

Policy wording for the Covered Owner Learner Driver insurance policy

 

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